Comprehensive Health Programs

For Corporations and Small, Medium Enterprises. These programs are designed for the peace of mind and needs of your employees


Full-risk Program

A full HMO program designed with a comprehensive health care package and a defined set of benefits with membership fees computed based on company demogprahics.


Administrative Services Only (ASO)

A third-party administration program designed to be a self-funded program wherein the client can set up a revolving fund where the claims and availment cost will be drawn out.

Comprehensive Programs Inclusions

Outpatient Care

  • Unlimited medical consultations
  • Treatment of minor injuries (e.g. lacerations, wound dressing, burns, scrapes and the like)
  • Minor surgeries not requiring confinement
  • Laboratory, X-ray, and diagnostic exams as prescribed by an affiliated physician
  • Eyes, Ears, Nose, Throat (EENT) Treatment
  • Cauterization of warts
  • Sclerotherapy for varicose veins
  • Allergy testing and screening
  • Speech therapy (for stroke patients)
  • Tuberculin test

Inpatient Care

  • Room and Board accommodation
  • Use of Operating Room, Intensive Care Unit (ICU), Isolation Room and Recovery Room
  • Professional fees of attending Physician/s
  • Standard nursing activities
  • Prescribed medicine for Inpatient use
  • Human blood products and IV fluids transfusion
  • X-ray, laboratory tests, diagnostics tests and therapeutic procedures incidental to confinement
  • Dressings, conventional casts, and sutures
  • Anesthesia, Oxygen and its administration
  • Standard admission kit

Emergency Care

  • Physician’s services
  • Emergency room fees
  • Medicines used for immediate relief during treatment
  • Anesthesia, Oxygen, IV fluids, Human blood products
  • Dressings casts and suture
  • X-ray, laboratory and diagnostic exams, and other medical services related to the emergency treatment of the patient
  • Initial treatment of animal bites – covered for the first 24 hours from the time of bite
  • Ambulatory service from a non-affiliated hospital to an affiliated one – covered up to Php 3,000 per conduction

Preventive Care

  • Health education and counseling on diet and exercise
  • Health habits and Family planning counseling
  • Passive and Active Vaccines for the treatment of tetanus and animal bites

Optional Benefits

  • Dental Coverage
  • Annual Physical Exam
  • Maternity Cash Assistance
  • Financial Assistance for Accidental Death and Dismemberment
  • Wellness Program
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